11 Habits That Reveal a Person Grew Up in a Poor Family
9. Poor Family Habits: Paying in installments
Fear of the future leads to the fact that people, even if they have the opportunity to pay the entire amount at once, prefer to choose an installment plan or a loan. And even if they end up spending more money, the amount divided into several parts looks less frightening to them than the full price of the product or service.
Can’t pay in full for something. Let’s say my car insurance costs $1,200 a year and I chose the installment plan option. It will end up costing me an extra $180 in the end, although I could’ve easily afforded to pay the $1,200 right away.
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